Are you looking for information about QuickPredits24.es ? If you are interested in the world of mini-loans , you will already know that this is one of the best companies in the sector. So keep reading, because we bring you the in-depth analysis you've been needing!
Who is behind this entity? Is QuickSpanish.com legit?
QuickPredits24.es is one of the latest companies that have reached the mini-credit sector. It is a company located in Madrid , whose appearance in a market with so much competition has totally conditioned the conditions offered to its customers.
The fact that they have arrived recently has led him to have to offer different conditions to people who want to request a mini-loan with them. And those innovative conditions are in many ways clearly better than those of the competition.
This way of differentiating themselves from the rest based on offering different conditions means that they can really make their way little by little in a market with so many competitors like this one. And, for the customer, they offer a great opportunity to access what others do not offer.
Therefore, without a doubt, we can conclude that QuickPrests24.es is a trustworthy entity , and that its effort to offer the client better conditions than others clearly indicates that it has come to stay and that everything seems to indicate that they have chosen the right path .
The mini-loan of QuickSpanish24.es
Given that the entity is reliable, we are going to see the characteristics that they offer in their mini-credit. Pay attention!
- Maximum amount: € 1,500. This is already a clear point of differentiation from the competition. Although most usually offer between € 500 and € 1,000 at most, this entity breaks the deck and goes to much higher amounts. This is a way to obtain amounts that seemed unthinkable until very recently in the world of mini-credits, and which are already in figures than those usually granted by classic bank loans, but with much less requirements.
- Minimum amount: € 50. This figure is the most common for mini-credits. It is about putting a floor below which it does not make sense to ask for a loan. Although some do not put that floor, it is something more advertising than real, since practically nobody is going to request amounts below those figures.
- First credit: € 300. Like most entities, the first credit appears limited to € 300. It is logical if you take into account that the entity wants to check if you meet the deadlines and return the money before risking to grant you larger amounts.
- First free credit: that first credit has no interest . It's a good way for you to test the entity too, see if they offer you what you need and if you feel comfortable with them. For this reason, the entities that offer this advantage are the first in which it is necessary to assess requesting a mini-credit.
- Maximum return period: 182 days . This really is a huge differentiation from the competition. The normal thing in these financial products is that the return period is 30 days, and it is made in a single payment. Here you have the possibility of doing it in installments, in a much more comfortable way and in a longer period of time. Also, this is in line with the fact that the maximum amount offered is so high.
- Minimum return period: 61 days . Also here there is a lot of difference, since the normal thing is that this minimum term is between 1 and 7 days. This is the fastest you can return the money, and it should be adjusted well in relation to the amount you request.
- Response time: 15 minutes. Although it takes a little longer than other entities, it is also a very fast process, in which you do not have to wait days for it to be granted.
- Time to dispose of the money: minutes if you share a bank, 48 hours maximum if you don't. As in the others, the delivery of the money is almost immediate, but it already depends on your bank when it reaches your bank account.
Requirements to request it and other conditions
As always when we go to a financial institution, to request the mini-loan, we will have to meet certain requirements. Those requirements are as follows:
- It is not necessary to have a payroll : many people worry that the fact of not having a payroll will prevent them from accessing a mini-loan. The truth is that what is usually asked for is regular income, so that the entity has the certainty that you will have enough income to return the money within the established period. That regular income can come in many different ways, it doesn't have to be from payroll.
- No endorsement is necessary: the endorsement is not necessary to request a mini-loan. Although with this entity you can request larger amounts than with the rest, it does not require an endorsement to grant it.
- It is possible to request it while in Financial Credit Institutions: QuickSprings24.es does not reject those who are registered in this list of defaulters, with the exception of those whose debt amounts to more than € 1,500. From that amount, the entity considers that the debt is large enough so that it should not commit to accept anyone, since it would involve entering a great risk that the amount granted will not be returned.
- It is necessary to be a natural person: the holder of the loan must always be a natural person. They are not awarded to companies, even if your only reason for asking for the money is to invest more money in your company. If that is your case, you must request a mini-credit in which you are the holder of it.
- Minimum age: 21 years . This entity, like some others, sets a minimum age that does not coincide with the age of majority. It is a way of minimizing the risk of not getting what you requested back, since the youngest are one of the most unstable groups, with less income and with less financial travel.
- Maximum age: 65 years. Also at this point they are quite restrictive. Most entities do not set this limit, but it must be understood that it works in a different way, since it grants much larger amounts and, in addition, it sets it to a period enormously greater than the rest, with which age is a risk factor that must be controlled.
- Valid for freelancers: freelancers can request the amount they want from this entity. There are some who do not accept this group because they consider that their income is not regular, but the majority do.
- Valid for pensioners: pensioners do not have problems in terms of income to apply for a mini-credit with QuickSprings24.es. Of course, you must take into account the age factor, since that maximum age is quite low (65 years) and in Spain it coincides with the most common retirement age, so only pensioners who have accessed that pension for early retirement or because they retire earlier in their jobs, they may be admitted.
- Valid for unemployed: unemployed who are collecting unemployment benefit or who have regular income for some other reason, can also be admitted. It is one of the situations in which the extra help of a mini-loan can best come, with which it is an advantage that there are entities that admit you.
Procedure to obtain your mini-credit
Having seen the requirements to obtain the mini-loan, let's see what the procedure for obtaining it is. As you can see, it is a very simple process:
- The amount of money requested and the term in which it will be returned are entered, as well as personal and contact information.
- In a second step, you must also leave information of an economic nature that will be the one that marks the acceptance or denial of the credit.
- The system checks your data and issues a resolution on your request.
- If it has been favorable, you will have the money in your account in a few minutes, if they have the same bank as you.
Opinions of the clients of your microloans
Regarding the opinions, the most outstanding thing is that they speak very well of all the original conditions that this entity puts and that in many cases they cannot be found in other types of companies in the sector.
The criticisms come mainly due to the fact that the minimum return period is so large. Many people want to finish with these things as soon as possible, and to be more than two months pending of it usually does not like.
Other mini-credit companies that may interest you ...
Next, we mention some mini-credits that may interest you:
I need money
As you can see, QuickStarters24.es is one of the most complete microcredit companies in the entire market. You can always buy with other similar entities, but we already warned you that you will not find conditions as good as those offered in Prestamosrapidos24.es.