Kyzoo: € 300 mini-credits with return in 30 days.

By | June 5, 2018

Are you looking for information about the best mini - loan companies? In that case, you must know Kyzoo , one of the most complete in every way. It is no coincidence that it also has one of the highest degrees of approval by its customers. Let's analyze it in depth!

Who is behind this entity? Is Kyzoo legit?

Kyzoo is a company owned by DFC Global Corp, which is a globally operating company that offers consumer loan services in the form of mini-credits.

And, the truth is, it is not that it is a new company in the sector, since it already has more than 30 years of experience and is present in more than ten different countries (especially in Europe, but also in the US).

This gives a lot of confidence, because it allows us to have a certain guarantee that it is properly supervised and regulated. Thus, it is not only regulated by European or Spanish organizations, but also by those of each of the countries in which it operates.

And, of course, the fact that they have been providing their services for more than 30 years does not give a good account of two things: The first, that they know what they are doing at a business level (if not, they would not continue where they are). The second is that they offer good service to customers (we have a lot of positive opinions about Kyzoo, which you can see at the end of this article).

So overall, you can rest assured when it comes to Kyzoo's reliability. It is a totally reliable company, which is not a scam or fraud, and with which you can be totally calm.

Kyzoo's Mini Loan

Now that the reliability of this entity has become clear, it is time to take a look at the characteristics of this mini-loan. You will see how they seem excellent!

  • Up to € 300 for new clients: In the event that it is the first time you request a loan with Kyzoo, as in most companies in the sector, you can request a maximum of € 300. A not inconsiderable amount, taking into account that it is the first.
  • In the event that it is not your first loan, up to € 800: If you are a client who has already requested that first loan, you will be able to extend that maximum. In this circumstance, you can request up to € 800. It will only be necessary that you have paid the first one correctly.
  • Possibility of returning it up to 30 days: Like almost any self-respecting microcredit company, Kyzoo, sets a maximum return period of 30 days. This means that you will not be able to fix your return for more than one month.
  • APR, very competitive: This feature is one of the great advantages of Kyzoo. It is one of the companies with a more competitive interest rate. They charge us only 1% daily. That is, if I ask for 100 euros for 30 days, I only pay € 1 of interest for each day of the loan. Needless to say, these rates are usually higher among the other companies in the sector.
  • Possibility of extension of payment: We never know exactly what can happen. Even if we have something planned and guaranteed, everything can change. Therefore, in the event that you cannot repay the loan on the due date, Kyzoo offers you the option of extending it. For a small fee, you can delay the return of the money. A feature to take into account.
  • Free refund option: In the same way, the opposite can happen. Imagine that, due to life circumstances, you are able to have the money to repay the credit that you requested before the deadline. You can return it at that time without any charge. You forget about it in that moment.

Requirements to request it and other conditions

As usual, to request the microcredit, you will have to meet the requirements set. Those requirements that you must meet are the following:

  • Over 18 years: With this we are not discovering anything new. As common sense invites you to think, you will need to be of legal age to be able to access the application. This requirement, in some companies, places the minimum required at 20 and 21 years.
  • Have a DNI or NIE: Another logical requirement, and no less necessary, is that you will have to have a DNI or, where appropriate, a NIE. All with the aim of being able to identify yourself. You will have to contribute this regardless of the company that offers you the microcredit.
  • Have email: As always, when making the request, you will have to give them your email address. For that you will need to have one! In this way they may require certain information or send you some notifications.
  • Have a mobile phone number: It will be through this route that you will be notified when your credit has been approved and when the money will be transferred to your bank account.
  • Provide debit card number: In this way, they will automatically charge the return of the credit once the expiration period of the credit arrives.
  • Have an income of € 500: You will need to prove, through a bank statement, that you have a minimum income of € 500. Even if you don't contribute payroll, this is considered a crucial requirement for your application to be approved.
  • Not be listed in ASNEF or similar: Like almost all companies in the sector, Kyzoo, has a requirement to accept your credit that you do not figure in lists of negative credit history. Therefore, if you are in one of them, it is difficult for them to accept your request.

Procedure to obtain your mini-credit

Now that you are clear about the minimum requirements to qualify for the mini-loan, let's see what are the steps to follow to get it. You will see that it is a very simple procedure:

  • Request: In this first step, you select the amount and the term that best suits what you are looking for. You will also have to provide some personal information, typical of any registration process to enjoy a service.
  • Identification: Next they will require you to attach some documentation. Nothing unusual: Your ID and a bank statement. They will check it out pretty quickly. In a few minutes they will have verified your identity. The process is generally quite fast.
  • Confirmation and shipment: Finally, only the confirmation of the request will remain once everything is approved. At this time, the money will be transferred to the account you provided.

It is recommended, as always, that you carefully read the terms and conditions of what you are hiring. Whatever company you choose to apply for your loan. Even if they are small loans, we have to evaluate our situation to be able to choose the best option responsibly.

Opinions of the clients of your microloans

Opinions on Kyzoo are generally very positive , focusing on two points that customers find very positive:

The first is the large amount of money that you can access . Thus, while most of the financial institutions oriented to microcredits only offer up to € 500 (€ 700 the most), Kyzoo offers us up to € 800.

The second refers to how comfortable it is to apply for the loan and how fast the whole process is (although it is true that this is something common to all similar financial institutions, not something that only Kyzoo does).

A negative point that many clients point out is that they do not offer loans to companies or people who are in Financial Credit Institutions . Nor will they give you the loan if you do not have an income of more than € 500 or if you have other types of outstanding debts. In this sense, they are somewhat more restrictive than other mini - credit entities (internal link to landing Mini-credits)

On the other hand, the APR that is associated with the Kyzoo mini-credits ranges between 2330% and 11,500%, depending on the term in which you intend to repay the mini-loan. And, yes, it is a high APR, as indicated by all the clients who have used the service.

However, it cannot be considered a negative criticism, because all mini-loan companies charge this type of interest (after all, they are very risky loans for the entity that offers them).

So, in general, although it has some small negative reviews, the truth is that we can say that the balance ends up being very favorable . Kyzoo, therefore, in the opinion of its own clients, is a good option when requesting an urgent mini-credit.

Other mini-credit companies that may interest you ...

Now, to finish, we are going to point out some mini-credits that may interest you:

1 credit







That good


Zen Credit


I need money











Mobile credit



New Credit

OK Money

Loan 10


Credit Victoria



Hello money









As you can see, Kyzoo offers really impressive financing conditions. That is why, for our part, we recommend paying attention to it and, if we really need a mini-loan, get in touch with them as soon as possible.